Regardless of whether you are traveling for work or pleasure, lounge access can help you relax while you are at the airport. Airport lounges are quiet spaces where you can get away from the stress of the terminal. They are often filled with free amenities, such as fast WiFi, abundant power outlets, business centers, showers, premium snacks and food.
Fortunately, there are some credit cards that come with lounge access. We have compiled a list of credit cards that offer access to airport lounges to make your travel experiences enjoyable, and comfortable.
Types of lounge programs
The different types of lounge programs available to people in Canada are:
Air Canada’s Maple Leaf Lounges
There are a total of 17 Maple Leaf lounges around the world, with 6 in Europe and the US and 11 in Canada. However, you can access these lounges only when you travel by Air Canada and in particular situations, such as holding an Aeroplan card or having a particular ticket class. Besides, you can also buy Maple Leaf memberships.
Mastercard Airport Experiences by LoungeKey
There are about 1,000 LoungeKey airport lounges worldwide that are accessible to people who have a World Elite Mastercard.
Amex Global Lounge Collection
There are over 1,200 American Express lounges in more than 130 nations, including the Air Space lounges, Plaza Premium, Escape, Delta Sky Club, and luxe Centurion lounges. However, it is important to note that only Delta SkyMiles Reserve, Centurion, and Amex Platinum cardholders can access Amex and Centurion lounges.
Priority Pass is for people who want to make their travel experience less stressful and more enjoyable. There are many Priority Pass lounges throughout the world. You can buy a Priority Pass membership or gain entrance via Amex and Visa cards that have low annual fees. Apart from airport lounges, Priority Pass also gives access to restaurants at airports.
What You Need to Consider When Buying an Airport Lounge Credit Card
If you are looking for a credit card that offers airport lounge access, you need to consider a few factors.
Each credit card has its own credit score and income requirements you require to qualify for. Make sure you know about these requirements before applying.
The credit cards come with an array of benefits, including travel insurance, and rewards programs. Before making the final decision, you should compare the other benefits and features of different credit cards.
If you have a special liking for a particular lounge, ensure to opt for a credit card that gives you access to these airport lounges.
You should also take into account your airline travel frequency. If you are an avid traveler who spends more time in the airport terminal than in your home, you should invest in a credit card that offers airport lounge access.
Top Credit Cards That Offer Access to Airport Lounges
American Express Platinum Card
The Platinum Card® by American Express®
on American Express' website
Welcome Offer: 50,000 Points (after spending $3,000 in purchases in the first three months) + $200 annual travel credits
Earn Rate: 2x points for travel, 3x for dining, and 1x for everything else.
Annual Fees: $699
Min. Income Required: $0
This card is great for you if you travel often and like the comfort and benefits of VIP airport lounges. It offers you free access to over 1,200 airport lounges in more than 130 countries across the world. And, the airport lounge access includes Priority Pass Select lounges and Delta Sky Club.
In addition to this, the credit card also offers travel interruption insurance, travel accident insurance, travel cancellation insurance, and travel medical insurance. Apart from this, cardholders will get a $200 CAD credit per year that they can use toward any travel booking of $200 charged to their Platinum card and booked through Platinum Travel Service or Amex Travel Online.
The yearly fee for this credit card is $699.
New cardholders can earn a sign-up bonus of 25,000 points after they use their Platinum card to spend $2,000 within the first three months of opening the account. Thereafter, they can earn two points for each dollar you spent on travel, two points for each dollar you spent on dining in Canada, and one point for each dollar you spent on other purchases.
American Express AIR MILES Platinum Credit Card
American Express® AIR MILES®* Platinum Credit Card
on American Express' website
Welcome Offer: 2,000 AIR MILES Reward Miles (when you charge a total of $1,500 in purchases to your Card within your first three months of Card membership).
Earn Rate: Enjoy an earn rate of 1 Mile for every $5 in Card purchases, up to $30,000 annually, on eligible food & drinks and eligible gas & trasit in Canada, and 1 Mile for every $10 in Card purchases everywhere else.
Annual Fee: $120
Min. Income Required: $0
New cardmembers can earn a sign-up bonus of 3,000 air miles after they use their credit card to spend $1,500 within the first three months of card ownership. Plus, you will get one mile for every $5 spent on restaurants, groceries, and gas in Canada (up to $30,000 spent yearly). Apart from this, you will get one mile for every $10 spent on other purchases. On top of that, cardmembers will have special access to lounges at Budweiser Stage. This credit card has a $120 yearly fee.
BMO eclipse Visa Infinite Privilege Card
BMO eclipse Visa Infinite Privilege* Card
on BMO's website
Welcome Offer: Get up to 50,000 points.
Earn Rate: Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel. Get 1 BMO Reward for every $1 spent on everything else.
Perks: Get a $200 annual lifestyle credit to spend however you want. Mobile Device Insurance that covers you for up to $1,000. Pay with Points by browsing your recent transactions & redeem your points for as little as $1. Enjoy Priority PassTM membership and 6 lounge pass visits per year.
Annual Fee: $499
Min. Income Required $150,000 personal or $200,000 household
This credit card is designed particularly for affluent people who enjoy exclusive events, luxurious vacations, and like access to exclusive privileges.
It offers access to valet and airport parking at select airports, airport lounges, and Priority Security Lane. It has a $499 yearly fee, though.
This credit card gives you membership of Priority Pass. The membership allows you to visit six airport lounges annually. In addition to this, you can use your six passes on your friends or yourself and any more visits will cost you $32. Furthermore, you can earn five times the rewards points for every dollar you spent on groceries, gas, dining, and travel.
The most important thing to note is that you need to have a household income of $200,000 or earn a yearly income of $150,000 to qualify for this card. The card gives you a 50,000 points sign-up bonus (35,000 points after you spend $5,000 within the first three months, and 15,000 points one year after opening the account).
Scotiabank Passport Visa Infinite Card
Scotiabank PassportTM Visa Infinite*
on Scotia Bank's website
Welcome Offer: 30,000 Scotia Rewards points + Complimentary Priority Pass membership, plus 6 free visits per year.
Earn Rate: Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more). No FX Fees.
Annual Fee: $139
Min. Income Required: Personal $60,000 or Household $100,000.
The Scotiabank Passport Visa Infinite Card is a perfect credit card for airport lounge benefits as well as rewards points. What’s so great about this credit card is that there are no foreign transaction fees to pay for, whether you shop overseas or online. Further, you get access to Priority Pass airport lounges six times per year. With this credit card, you can earn 2 Scotia Rewards points for every dollar you spent on entertainment purchases, transit, groceries, and dining.
The credit card has a yearly fee of $139 and a sign-up bonus of 30,000 points in the first year. You can get 20,000 bonus points when you use your card to spend $1,000 within the first three months of card ownership. Additionally, you can get 10,000 bonus points when you use your card to spend $40,000 in everyday purchases yearly. And you can redeem your Rewards points towards gift cards, travel, and statement credits.
To qualify for this card, you need to have a yearly income of $60,000 or have a combined annual household income of $100,000.
TD Aeroplan Visa Infinite Privilege Card
This credit card has a yearly fee of $599 and a sign-up bonus of 50,000 Aeroplan points. You can get 20,000 Aeroplan points when you use your credit card to make the first purchase, and get 30,000 Aeroplan points when you use your card to spend $1,000 within 90 days of card membership.
The most important thing to remember is that you need to have a good credit score and earn a yearly income of $200,000 to qualify for this credit card.
You can also earn a bonus companion pass to bring your friend or relative along to anywhere the Air Canada flight flies in North America. You will get the buddy pass once you use your credit card to spend $1,000 within 90 days of card ownership. However, it is important to note that this is a limited time offer. So, you need to apply for this credit card by January 17, 2021.
With this credit card, you can earn 1.5 Aeroplan Miles for each dollar you spent on Air Canada purchases, pharmacy purchases, groceries, and gas. Other than that, you can earn 1.25 miles for each dollar you spent on other purchases.
This is not all. You can access any plane seat at any time on all flights of Air Canada if you are an Aeroplan member. In addition to this, you will get access to Air Canada Maple Leaf airport lounges in Canada four times every year. And you will also get access to about 200 affiliate lounges throughout the world.
Frequently Asked Questions
What are Centurion lounges?
Centurion lounges are luxury airport lounges that are run by American Express for their cardmembers. These lounges usually feature various food & drinks, private working spaces, high-speed Wi-Fi, newspapers, and magazines. The cocktails are made by qualified bartenders and the food is made under the guidance of experienced chefs.
Should you buy multiple credit cards that offer airport lounge access?
People who fly frequently may think about buying multiple credit cards that access many lounge networks, for example, one credit card for LoungeKey lounge access and one credit card for Priority Pass lounge access. This will substantially increase your chances of getting a lounge regardless of where you are in the world and can let you experience different lounge networks to find out which you like the most.