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BMO Air Miles Mastercard (No-Fee) Details & Review

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Last updated on February 12, 2021

bmo air miles mastercard

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on BMO’s website

It’s no secret that Canadian air travelers want a card that offers impressive air miles earning potential. And with the BMO AIR MILES MasterCard, you’ll earn extra miles at participating Air Miles Partners, while getting all the perks you want from a travel card, with no annual fee.

New cardmembers get up to 800 Air Miles Bonus Miles when they sign up, plus a 1.99% introductory interest rate on balance transfers for 9 months. You can also earn 2x the Air Miles when you use your BMO AIR MILES MasterCard with your AIR MILES Collector Card at an AIR MILES sponsor.

Annual Fee: $0

Eligibility: $15,000 annual personal income, fair/good credit

Interest Rates: 19.99% (Cash advance 22.99%)

Air Miles Rate: Get 3x the Miles for every $25 spent at participating AIR MILES Partners. 1 mile for every $25 spent on all purchases

Additional Cards: No fee for additional cards

Perks & Benefits

The BMO AIR MILES MasterCard offers some good perks on top of the excellent air miles and bonus points. Some other benefits include:

  • Discounts of up to 25% on National Car Rental and Alamo Rent A Car
  • Low 1.99% interest rate on balance transfers for the first 9 months
  • No maximum on the number of free additional cards
  • Opportunity to earn double the AIR MILES with eligible purchases
  • Purchase protection and extended warranty insurance against theft or damage for 90 days from purchase
  • Use your AIR MILES to pay down your statement, travel, gasoline, or merchandise, or instant cash
  • Save big with millions of Canadian AIR MILES Partners
  • Canada’s largest loyalty program


Even if you already have another credit card, with the sign-up bonus of 800 AIR MILES points, no annual fee, easy eligibility qualification, and one of the best travel rewards rates in Canada, the BMO AIR MILES MasterCard offers and solid travel credit card with virtually zero expense to new cardmembers.

Click here to learn more and apply.

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