Scotiabank cards just got married. SCENE points and Scotia Rewards have merged into one rewards program called Scene Plus. The goal is to give Scotiabank cardholders the flexibility to earn more points. So let’s take a look at the new Scene Plus program.
Out with the old rewards programs
The SCENE Points program was a Cineplex-Scotiabank partnership adored by Canadian Cinephiles. Movie lovers could use their Scotiabank SCENE credit or debit card to earn SCENE Points on almost all of their everyday purchases. SCENE Points could then be redeemed at Cineplex and Scotiabank branded movie theaters, the Cineplex online store, various affiliate retailers and restaurants, and select special events. Under the SCENE Points program, SCENE Card holders could score 10% off on concession purchases, and earn a free move ticket for every 1,000 points.
Scotia Rewards was a popular travel points program offered on select Scotiabank credit cards. Scotia Rewards could be redeemed for travel costs booked through almost any travel website, agency, or their in house travel booking service. Rewards covered the cost of things like hotel rooms, flights, car rentals, and more. The Scotia Rewards program was beloved by travel enthusiasts who didn’t want to be restricted to specific airlines, blackout dates, or even specific seats on a flight.
In with the new Scene Plus program
Under the new Scene Plus program, you no longer have to manage two separate programs: one for travel and one for entertainment. Now members have the flexibility to redeem their points on the things that matter most, even beyond travel and entertain. The new Scene Plus program opened up to include new redemption options like shopping, dinning, or a even a credit on your Scotiabank account or credit card. Scotiabank also expanded its partnerships to include more affiliate brands and retailers to help members earn even more points, faster. Let’s take a look:
If you were already a SCENE member, your points were automatically transferred to your new Scene Plus membership without losing any value, and your membership number stayed the same. If you weren’t a Scene member, but you were a Scotia Rewards member, a new Scene Plus membership was automatically created for you. If you had any Scotia Rewards accumulated, the balance was transferred to your new Scene Plus membership without losing any value, and a new Scene Plus membership number was sent to you in the mail.
How to earn with Scene Plus partners
|Category||How to get points||Awards|
|Entertainment||Earn 5 points for every dollar spent on movie tickets or entertainment at over 160 Cineplex theaters nationwide|
Earn 5 points for every dollar spent at the Cineplex Boutique.
Earn 1 point for every $1 spent at The Rec Room and Playdium locations.
|Redeem 1,250 points for a general admission ticket or 3D movie, 2,000 points for a bonus admission ticket (UltraAVX, IMAX, Prime Seating, D-Box) or 2,000 points for a VIP movie ticket
Redeem Redeem 100 points for $1 off your movie rental or purchase at the Cineplex Store
Redeem 500 points for $5 off tokens, snacks, and fun offered at Playdium locations.
|Travel||Earn 3 points for every dollar spent on hotel nights and car rentals with Scene+ Travel, by Expedia.|
Also earn points for qualifying travel purchases, even when you pay with points.
|Redeem 100 points for every dollar spent on your next vacation when you book with Scene+ Travel by Expedia.
Don't have enough points? Scene+ Voyage gives you the option to pay for your trips your way, with points, a payment card or a combination of both.
|Shopping||Earn cash back points by shopping online at hundreds of retailers with Scene+ Rakuten – and enjoy new deals from different stores every week.|
Only Scene+ members get up to 20% more discount points with Scene+ Rakuten.
|Enjoy rewards your way when you redeem your Scene+ points for gift cards from over 60 popular brands and retailers (give the cards digital or physical to anyone you want).
Redeem your points for any product at the Scene+ Apple online store.
Redeem your points at the Scene+ Best Buy online store.
|Meals / Restaurant||Earn 1 point for every $3 spent at Harvey's, Swiss Chalet, East Side Mario's, Montana's BBQ & Bar, Bier Markt, Fionn Macool's and Kelsey's Original Roadhouse, in-dining or for take-out.|
Don't forget to upload your special offers to the Scene+ app to get your hands on rewards faster.
|Redeem 500 points for a $5 discount at Harvey's, Swiss Chalet, East Side Mario's, Montana's BBQ & Bar, Bier Markt, Fionn Macool's and Kelsey's Original Roadhouse.
Redeem your points for dine-in, drive-thru or take-out meals.
You can now redeem your Scene+ points for alcoholic drinks at selected partners in certain provinces.
|Banking||Earn points faster with eight Scene+ banking products.||Use your Scene+ points to earn a credit on your eligible Scotiabank debit or credit card account.
Book with the travel supplier of your choice and use your Scene+ points to pay for a portion of the cost (*within 12 months of the date the trip was charged to your Scotiabank card) with the Pay Your Own option. travel with points.
Get $1 off your trip for every 100 points redeemed.
Become a Scene Plus member
To become a Scene Plus member, register online at Sceneplus.ca, or download the app. It’s free to join and only takes a few minutes to sign up. Use a Scene Plus eligible Scotiabank credit card to start earning rewards.
Choose the right Scotiabank credit card for Scene Plus points
Let’s face it: choosing the right credit card is actually kind of hard. Simple Rate tries to give you the best advice for choosing your next life-changing piece of plastic. So here is the full description of Scotiabank cards and how they earn Scene Plus points.
To get your search started right, here’s everything there is to know about the different credit card offers from Scotiabank. Because there are quite a few!
|Card (Click on the card to request)||Category||Special offer||Annual fees||Interest rate||Other info||Minimum credit limit|
|Scotia Momentum Visa Infinite||Discount||No annual fees for the first year (including additional cards)||$120 and $50 per additional card||20.99% on purchases and 22.99% on cash advances||Comprehensive travel and mobile device insurance protection||$5000|
|Scotia Momentum Mastercard||Discount||7.99% introductory rate on purchases for the first six months||$0||20.99% on purchases after six months and 22.99% on cash advances||1% cashback on all purchases (gas, groceries, pharmacy, and recurring payments)||$500|
|Scotia Momentum Visa||Discount||2.99% introductory rate on purchases for the first six months||$39 and $15 per additional card||19.99% on purchases after six months and 22.99% on cash advances||2% cashback on all purchases (gas, groceries, pharmacy, and recurring payments)||$500|
|Scotiabank US Dollar Visa||Purchase insurance||$35||19.99% on purchases and 22.99% on cash advances||No exchange fees for USD purchases||$500|
|Gold American Express||Travel & leisure||Up to 40,000 points in the first year (which is a value of up to $400 in travel rewards), no annual fee in the first year for additional cards||$120 and $29 per additional card||19.99% on purchases and 22.99% on cash advances. 0% on balance transfers for the first six months), then: 22.99%||Only major bank that does not charge a 2.5% foreign exchange transaction fee.||$5000|
|Scotiabank Passport Visa Infinite||Travel & leisure||Get up to 30,000 bonus Scene Plus points and no annual fee for the first year||$139 and $50 per additional card||19.99% on purchases and 22.99% on cash advances||$5000|
|ScotiaGold Passport Visa||Travel & leisure||5000 bonus Scene Plus points with first purchase||$110 and $30 per additional card||19.99% on purchases and 22.99% on cash advances||One Scene Plus point for every 5 spent and 5% back on trips purchased with Scene Plus Travel||$5000|
|SCENE Visa||Partner||5000 Scene Plus points with $750 in purchases in the first three months||$0||19.99% on purchases and 22.99% on cash advances||Ability to redeem 500 points for a $5 discount at select restaurants||$500|
|Scotiabank American Express||Travel & leisure||5000 Scene Plus points with $500 in purchases in the first three months||$0 and $50 for each additional card||19.99% on purchases and 22.99% on cash advances||One Scene Plus point for every eligible dollar and the ability to redeem points for unlimited travel||$1000|
|Scotiabank Platinum American Express||Travel & leisure||30,000 bonus Scene Plus points with first purchase||$399, $99 for the first additional card and $50 for the other cards||19.99% on purchases and 22.99% on cash advances||$10 000|
|Scotiabank GM Visa||Partner||$0||19.99% on purchases and 22.99% on cash advances||5% in GM Earnings* on qualifying purchases (first $5,000) and 2% thereafter||$500|
|Scotiabank GM Visa Infinite||Partner||No annual fee for the first year||$79||19.99% on purchases and 22.99% on cash advances||5% in GM Earnings* on qualifying purchases (first $5,000) and 2% thereafter||$500|
|SCENE Visa for students (available in person or by phone)**||Students||1250 bonus Scene Plus points with first purchase (one free movie)||$0||19.99% on purchases and 22.99% on cash advances||Five Scene Plus points for purchases at Cineplex and one point for every other dollar||$500|
|Momentum Visa||Low rate||$29||12.99 % and 0.99 % on balance transfers (first six months) and 12.99 % thereafter||$500|
|Scotia Momentum No-Fee Visa||No annual fee||5% cash back on all purchases (max $2000 in purchases) for the first three months||$0||19.99% and 1.99% on balance transfers (first six months) and 22.99% thereafter||1% cashback on purchases (gas, groceries, pharmacy, and recurring payments) and 0.5% on the rest||$|
|L’earn Visa (request in person)||Students||$0 and $50 per additional card||19.99% on purchases and 22.99% on cash advances||Discounts of up to 1%||$500|
* $1 GM Bonus equals $1 off the purchase or lease price of a new Chevrolet, Buick, or Cadillac vehicle.
** Students who sign up for this card have a chance to win $30,000 in scholarships.
Here are the particularities of some of these cards.
Scotia Momentum Visa Infinite
This card has received a few awards, including the MoneySense Best Cash Back Card for groceries and bills, creditcardGenius Best Cash Back Credit Card.
You’ll get 4% back for every dollar spent on groceries, bill payments, and memberships (i.e., Netflix, gym, insurance), 2% for every dollar spent on gas and public transit (including taxis, Uber, and ridesharing, among others) and 1% on all other purchases. There is no discount cap.
Minimum income to apply for this card: $60,000 (personal), $100,000 (family) or $250,000 in assets under management.
Scotiabank Passport Visa Infinite
If you spend $1,000 on qualifying purchases in the first three months, you’ll receive 20,000 Scene Plus points. You’ll get 10,000 bonus Scene Plus points if you make at least $40,000 in qualifying purchases in one year. For this offer, you must open a Passport account by February 28, 2022, and you do not need to already have a Scotiabank credit card. It is a promotion offered only to new customers.
Cardholders earn two Scene Plus points for every dollar spent on groceries, restaurants, or entertainment, as well as public transportation. For everything else, it’s one Scene Plus point per dollar of purchase.
You can redeem your Scene Plus points for credits or rewards such as gift cards, electronic devices.
This card has won awards as well, like the MoneySense Best Rewards Card for No Foreign Transaction Fees and the RateHub Best No Foreign Transaction Fee Credit Card.
As part of the travel category of cards, holders are exempt from the foreign currency transaction fee, which is typically 2.5%.
See all the benefits of the card here.
Minimum income to apply for this card: $60,000 (personal), $100,000 (family) or $250,000 in assets under management.
To learn all about the Scene Rewards Program, read our article on the subject.
Scotiabank Gold American Express
This card offers much the same as the previous one, but instead cardholders get five Scene Plus points for every eligible dollar spent on entertainment products and three times the points on gas and public transportation, as well as streaming services. For everything else, it’s one Scene Plus point per dollar of purchase.
As a welcome offer, there is also a 0% rate on balance transfers in the first six months and 1% thereafter.
It also received awards, including the 2021 Rewards Canada Top Travel Points Credit Card, the MoneySense Best Rewards Cards for everyday use and the creditcardGenius Best Flexible Credit Card.
Rewards can go up to 40,000 points in the first year. It also offers various coverages, such as emergency medical travel insurance to eligible holders.
Scotiabank Platinum American Express
This one, though rather expensive with a $399 annual fee, offers 30,000 Scene Plus points from the first purchase, which is not negligible. Then, cardholders receive four Scene Plus points for every dollar of purchases at gas stations, restaurants, or entertainment. Other purchases provide one point for every dollar spent.
Being a part of the “Travel & Leisure” category, this card offers 24-hour concierge services, airport lounges (1200 VIP lounges worldwide) and comprehensive travel insurance coverage.
If you book through Scene Plus Travel, you’ll earn three points for every dollar spent on hotel reservations and car rentals. As for points, they can be redeemed for overnight stays and cars, as well as for airline tickets.
If you do not want to take advantage of your points for travel, you always have the option to exchange them for products from the Apple and Best Buy catalogues or for gift cards from sixty other retailers. You also have the option to exchange them in restaurants or at Cineplex cinemas or simply apply a credit to your balance.
Note that American Express cards all entitle you to Amex’s Experiences service, which sometimes allows you to buy tickets for events in advance.
Tip: many cards offer a discount on recurring subscriptions, and if you can pay the full balance of your card each month, it is wise to group these expenses on your credit card and take advantage of the discount on your monthly payments.
Earn Scene Plus points with a debit card
If you don’t want a credit card, or don’t qualify for one, fear not. You can still earn Scene Plus points with a Scotiabank Scene Plus Visa Debit card. Open a Scotiabank account with either the Preferred Package or the Ultimate Package to start earning Scene Plus points your everyday purchases.
Are there any other fees?
Like all credit cards, you may encounter fees other than annual fees and interest. For all cards, there is a fee of $29 for exceeding the credit limit, $5 for balance transfers or cash advances in Canada and $7.50 for cash advances elsewhere in the world, and $48 for non-payment or insufficient funds.
With all these choices, it would be very surprising if you didn’t find a card that perfectly suits your needs!